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Athabasca University

Repayment of Your Loan

  • With most government student loan programs, you have at least six months after your post-secondary studies end before you have to start paying back your loan, although interest does accumulate during this period.
  • You will need to start making student loan payments when you:
    • have graduated from your studies,
    • have transferred to part-time studies,
    • have dropped your studies altogether,
    • are taking more than six months off from school, or
    • have reached your lifetime limit for financial assistance.
  • To repay your student loans, there are three things you need to know:
    • how much to pay
    • when to make your payments, and
    • what steps you need to take to set up your payments.
  • Visit the CanLearn website for more information on when, where, and how to repay your student loans.
  • The Government of Canada and most provincial and territorial governments offer repayment assistance measures to help you repay your student loans when you're experiencing difficulty. Contact the National Student Loans Service Centre and your provincial or territorial student financial aid office to discuss repayment assistance options.

Updated June 24 2015 by Student & Academic Services

AU, CANADA'S OPEN UNIVERSITY, is an internationally recognized leader in online and distance learning.